Bankruptcy

Experienced Mid-Michigan Bankruptcy Attorneys

In tough economic times, individuals and families look for knowledgeable representatives who can help them obtain stability in their lives. At Gormley and Johnson Law Offices, PLC, our lawyers have been providing legal advice and guidance to clients throughout Mid-Michigan for over 10 years. We pride ourselves on our knowledge of the federal bankruptcy laws and being able to convey this information in an accurate and timely manner to our clients.

Contact our downtown Fowlerville law firm today to schedule an appointment to discuss your situation or one of the bankruptcy issues listed below.

Chapter 7

Individuals and families considering Chapter 7 bankruptcy must pass a Means Test. This is a formula where income and expenses are used to determine if you qualify for filing Chapter 7. Many people often refer to Chapter 7 as the "fresh start" bankruptcy, as you are able to regain control of your finances and start over once your debt has been discharged.  Our attorney fees for a Chapter 7 filing start at just $1500.

Chapter 13

If you do not pass the Means Test, it doesn't mean that you can't file for bankruptcy protection. You may still qualify for Chapter 13 bankruptcy. This type of bankruptcy uses a debt repayment plan, allowing you to repay some of your debts over time without the constant harassment from your creditors. A Chapter 13 may also allow you to catch up on your arrears and prevent your mortgage from being foreclosed.  Attorney fees for a Chapter 13 filing start at $2500.

Bankruptcy-Related Matters

In addition to handling Chapter 7 and Chapter 13 bankruptcies for individuals in Fowlerville and throughout the surrounding communities, our firm handles a number of issues that are closely related to bankruptcy, or accompany a bankruptcy filing, such as:

• Stopping creditor harassment
• Wage garnishment
• Foreclosure
• Repossession

You do not have to face bankruptcy alone. Contact Gormley and Johnson Law Offices, PLC or call us at 1-888-288-5LAW to schedule a free phone consultation and case review. Our office hours are 9:00 a.m. to Noon and 1:00 p.m. to 6:00 p.m., Monday through Thursday, and 9:00 a.m. to 5:00 p.m. Friday, with weekend and evening hours by appointment.

Gormley and Johnson Law Offices, PLC
Toll-Free 1-888-288-5LAW

101 East Grand River, PO Box 935
Fowlerville, MI 48836-0935
Telephone (517) 223-3758 • Fax (517) 223-8233
Map and Directions • E-Mail the Firm

At Gormley and Johnson Law Offices, our Michigan attorneys provide a wide range of business and personal legal services throughout mid-Michigan, primarily in Livingston County, Shiawassee County, and Ingham County and surrounding communities, including places such as Fowlerville, Howell, Owosso, Corunna, Perry, Morrice, Bancroft, Durand, Vernon, Brighton, Williamston, Webberville, Stockbridge, Lansing, Dansville, Gregory, New Lothrop, Pinckney, Hamburg, and Hartland.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code